Can independent insurance agents bind coverage directly through this system?

Independent insurance agents can bind coverage directly through integrated carrier connections.

Does NowCerts offer automated email marketing features?

NowCerts offers automated email marketing features to streamline client communications and policy notifications.

How does NowCerts provide a cloud-based insurance agency management system for policy tracking and client management?

NowCerts provides a cloud-based insurance agency management system for policy tracking, claims management, and client relationship management.

How does this certification management software streamline licensing, renewals, and compliance tracking?

Certification management software streamlines licensing, renewals, and compliance tracking by automating alerts, record-keeping, and reporting for organizations.

How can insurance agencies manage policies, claims, and client records using this platform?

Insurance agencies can manage client policies, claims processing, renewals, and recordkeeping in one platform.

Reviewed · Updated 2026-06-19

NowCerts

Manages insurance policies, claims, and certifications digitally.

Reviewed by the Conversion Gems editorial team · 2026-06-19

Try NowCerts

Pricing

Free Trial

Best for

Insurance agents

Community ratings

4.5/ 5 aggregate · across 2 sources

Capterra

4.8150+ reviews

Trustpilot

4.190+ reviews

Third-party ratings shown verbatim; aggregate weighted by review volume.

What it really is

NowCerts (rebranded Momentum AMP) — cloud insurance agency management system (AMS) for independent agents and brokers.

Our take

NowCerts is a purpose-built insurance AMS — not a CRM/Sales tool as the DB categorises it. It handles the full agency workflow: policy management, certificates of insurance, ACORD forms, commission tracking, claims, and client records in one dashboard. The DB entry price of $59/mo is outdated; the actual entry plan (Essentials) starts at $99/mo. The product has also been rebranded under the name Momentum AMP.

Why we rate it

Covers every core AMS function — ACORD forms, loss runs, endorsements, invoicing, e-signature, commission reconciliation, and calendar reminders — at a price point well below legacy agency systems. Customer support consistently earns top marks.

The catch

Initial setup is largely manual with no automated data migration; agencies without a dedicated onboarding resource report a steep ramp-up. Pricing has shifted upward over the years (DB still shows the old $59 rate), and deeper integrations are gated to higher tiers.

Best for

Independent P&C agencies issuing high volumes of certificates

Small-to-mid agencies migrating off legacy desktop AMS software

Producers who need commission tracking tightly integrated with policy data

Not good for

Large enterprise carriers or MGAs needing deep custom workflow engines

Life/health-focused agencies — feature set is optimised for P&C lines

Teams expecting white-glove data migration or guided onboarding out of the box

Friction report

Time to value

Moderate — free trial is easy to start but meaningful value requires importing existing policy and client data, which is a manual process.

Scale breakpoint

Per-user add-on costs ($39/user on Essentials) add up quickly beyond 5 staff; Business plan at $295/mo is the natural ceiling before pricing becomes a concern.

Walled garden

Moderate — data can be exported but operational workflows (certs, ACORD forms, commission reports) are tightly tied to the platform, making migration non-trivial.

A look inside

Frequently Asked Questions

Alternatives

Step up

Applied Epic or HawkSoft for large agencies needing enterprise workflows, carrier downloads, and deep reporting.

Lighter alternative

EZLynx Management System for agencies wanting a simpler entry-level AMS with bundled comparative rater.

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