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Marketing · CRM & Sales

NowCerts

Manages insurance policies, claims, and certifications digitally.

Our take: NowCerts is a purpose-built insurance AMS.

Best forInsurance agents
ReviewedPricing: Free Trial
7.2 out of 105 criteria · see breakdown
Try NowCertsFrom $99/mo (Essentials, 1 user)
The bottom line

The most affordable full-stack AMS for independent insurance agencies that need policy, cert, and commission management without enterprise pricing.

Our score

Reviewed by the Conversion Gems editorial team. Hover a facet to focus it; click to pin.Tap a facet to focus it.

Community ratings

Shown for context only. Our score is independent.

Capterra
4.8 out of 5
150+ reviews
Trustpilot
4.1 out of 5
90+ reviews

4.5 / 5 aggregate · across 2 sources

Third-party ratings shown verbatim; aggregate weighted by review volume.

What it is, and why we rate it

One line each. Open a row for detail.

What it really isNowCerts (rebranded Momentum AMP) — cloud insurance agency management system (AMS) for independent agents and brokers.
Our takeNowCerts is a purpose-built insurance AMS.
It handles the full agency workflow: policy management, certificates of insurance, ACORD forms, commission tracking, claims, and client records in one dashboard. The entry plan (Essentials) starts at $99/mo. The product has also been rebranded under the name Momentum AMP.
Why we rate itCovers every core AMS function — ACORD forms, loss runs, endorsements, invoicing, e-signature, commission reconciliation, and calendar reminders — at a price point well below legacy agency systems.
Customer support consistently earns top marks.
The catchInitial setup is largely manual with no automated data migration; agencies without a dedicated onboarding resource report a steep ramp-up.
Pricing has shifted upward over the years, and deeper integrations are gated to higher tiers.

Best / not good for

Best for
  • Independent P&C agencies issuing high volumes of certificates
  • Small-to-mid agencies migrating off legacy desktop AMS software
  • Producers who need commission tracking tightly integrated with policy data
Not good for
  • Large enterprise carriers or MGAs needing deep custom workflow engines
  • Life/health-focused agencies — feature set is optimised for P&C lines
  • Teams expecting white-glove data migration or guided onboarding out of the box
Trade-offs

Friction report

Trade-offs to know before signing up.

  1. Time to value
    Moderate — free trial is easy to start but meaningful value requires importing existing policy and client data, which is a manual process.
  2. Scale breakpoint
    Per-user add-on costs ($39/user on Essentials) add up quickly beyond 5 staff; Business plan at $295/mo is the natural ceiling before pricing becomes a concern.
  3. Walled garden
    Moderate — data can be exported but operational workflows (certs, ACORD forms, commission reports) are tightly tied to the platform, making migration non-trivial.
Still a fit?
If none of these block you, try it on the official site.
Try NowCerts

A look inside

NowCerts product screenshot

Frequently Asked Questions

Can independent insurance agents bind coverage directly through this system?

Independent insurance agents can bind coverage directly through integrated carrier connections.

Does NowCerts offer automated email marketing features?

NowCerts offers automated email marketing features to streamline client communications and policy notifications.

How does NowCerts provide a cloud-based insurance agency management system for policy tracking and client management?

NowCerts provides a cloud-based insurance agency management system for policy tracking, claims management, and client relationship management.

How does this certification management software streamline licensing, renewals, and compliance tracking?

Certification management software streamlines licensing, renewals, and compliance tracking by automating alerts, record-keeping, and reporting for organizations.

How can insurance agencies manage policies, claims, and client records using this platform?

Insurance agencies can manage client policies, claims processing, renewals, and recordkeeping in one platform.

Alternatives

  • Step up

    Applied Epic or HawkSoft for large agencies needing enterprise workflows, carrier downloads, and deep reporting.

  • Lighter alternative

    EZLynx Management System for agencies wanting a simpler entry-level AMS with bundled comparative rater.

Showing 1–2 of 2

Conversion Gems independently reviews every tool.

Tags

#Insurance#Certification

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