Quicken Simplifi is Quicken's cloud budgeting app for web, iOS and Android. It connects to your accounts, builds a spending plan, projects cash flow up to a year ahead and tracks investments. The regular price is $6.99 a month billed yearly; new members ordering by October 28, 2026 pay $3.99 a month for the first year, and there is no free plan.
The bottom line
A strong paid budgeting app for households that want forecasting and investments too. Budget for the regular price, not the promo.
7.5
Our score
7.5 / 10
Conversion Gems editorial verdict
$6.99/mo billed yearly ($3.99 first-year promo)
Features8/10
8 - spending plan, year-ahead cash flow, investment tracking with TWR and IRR, retirement planner, reports and partner sharing.
Value7/10
7 - $6.99/mo billed yearly is fair for the feature set, but there is no free plan and the $3.99 rate is first-year only.
Ease of use8/10
8 - connect accounts and the app builds a spending plan automatically; web and mobile, nothing to install.
Ecosystem7/10
7 - connects to 14,000+ financial institutions; we found no public API or app integrations.
Support7/10
7 - free customer support, a help center and a user community forum; we did not test response times.
What it really is
Quicken's cloud budgeting app: connect your accounts, get a spending plan, cash flow forecast and investment view.
Our take
Simplifi does more than a simple budget tracker. The spending plan, year-ahead cash flow projection and investment returns cover most household money questions in one place, and sharing with a partner is built in. The price is fair at the regular $6.99 a month, but read the offer: the advertised $3.99 is first-year only, and you pay for the year up front.
Why we rate it
It connects to 14,000+ institutions, projects cash flow a year ahead, tracks investments with TWR and IRR, and supports partner sharing, all for a single yearly fee.
The catch
No free plan or listed trial, annual billing only on the pricing page, and the headline price is a first-year promotion.
Best for
Couples sharing a household budget
People who want cash flow forecasts
Investors who want returns next to their budget
Not good for
Anyone who wants a free budgeting app
Small business owners needing invoicing (needs Business & Personal)
Friction report
Time to value
Short: connect accounts and Simplifi builds a starting spending plan from your income and bills.
Scale breakpoint
Sharing is with one other person; business and rental tracking require the Business & Personal plan.
Walled garden
Moderate: data syncs in from 14,000+ institutions; we did not verify export options.
Quicken Simplifi pricing
Plan
Regular price
First-year promo
Billing
For
Quicken Simplifi
$6.99/mo
$3.99/mo
Annually
Personal spending, savings, investments and retirement planning
Quicken Business & Personal
$8.99/mo
$4.99/mo
Annually
Everything in Simplifi plus business income, invoicing and rental tracking (up to 10 businesses)
From Quicken's pricing page, checked 3 October 2026. Promotional prices apply to new memberships ordered directly from Quicken by October 28, 2026, for the first year only. You can cancel within 30 days of purchase for a refund.
Frequently Asked Questions
The regular price is $6.99 a month, billed annually. Quicken is running a first-year promotion of $3.99 a month for new members who order directly by October 28, 2026; after that the plan renews at the then-current rate (checked 3 October 2026).
No. Quicken's pricing page shows no free plan or free trial for Simplifi. You can cancel within 30 days of purchase and request a refund (checked 3 October 2026).
Simplifi is a cloud app you use in a browser or on your phone. Quicken Classic is desktop software for Windows and Mac that stores your data on your computer. For business and rental income in the cloud, Quicken sells Quicken Business & Personal.
It is good value if you want automatic account syncing, a flexible spending plan, cash flow projections and investment tracking in one app, and will use it all year. If you only want to spot subscriptions, a free tool may be enough.
Neither wins for everyone. Both connect your accounts and help you budget, alone or with a partner. Compare each app's current price, trial terms and investment features before you choose, since both change offers often.
Sign in at simplifi.quicken.com (the old app.simplifimoney.com address redirects there) or in the iOS or Android app. Conversion Gems is an independent review site and cannot access Quicken accounts.
Quicken Simplifi alternatives
Other money apps from our reviews:
Monarch Money: Budgeting and account-tracking app that people often compare with Simplifi.
Rocket Money: Finds recurring subscriptions, tracks spending and can negotiate some bills; has a free plan.
Wave: Free accounting and invoicing for freelancers and small businesses, if your money questions are mostly business ones.
