Baselane is banking, bookkeeping and rent collection software for landlords. The Core plan is free and the Smart plan costs $20 a month on an annual plan. Baselane is not a bank; its accounts are held at Thread Bank, Member FDIC.
The bottom line
Worth trying for small landlords who are happy to bank with Thread Bank through Baselane.
7.4
Our score
7.4 / 10
Conversion Gems editorial verdict
Free Core; Smart $20/mo on annual plan
Features8/10
8 - banking, bookkeeping, rent collection, Schedule E reports, plus screening, insurance and lending listed on the site.
Value8/10
8 - free Core plan with $0 account fees; card and ACH fees apply to rent.
Ease of use8/10
8 - self-serve sign-up and tenant invites; the free plan needs no sales call.
Ecosystem5/10
5 - iOS and Android apps and accountant exports; we found no public API or integration list.
Support6/10
6 - help center plus VIP priority support on Smart; phone support not verified.
What it really is
A fintech app for landlords: property-level bank accounts at Thread Bank plus bookkeeping and rent collection.
Our take
Baselane is a good fit if you want rent, banking and books in one place without paying a subscription. The free Core plan covers the basics, and the money flows are clear on its pricing page. The costs show up at the edges: card rent costs tenants 3.49%, ACH carries $2 unless you bank with Baselane, and payouts take 5 business days unless you pay for Smart.
Why we rate it
It replaces separate bank accounts, a rent app and a bookkeeping spreadsheet for many small landlords, and the base plan is free.
The catch
You get the most from it by moving your property banking to Baselane's partner bank; otherwise ACH fees and slower payouts apply.
Best for
Landlords with a handful of rental units
Investors holding properties in several LLCs
Owners who prepare Schedule E for an accountant
Not good for
Property managers needing leasing and maintenance workflows
Landlords who want to keep rent in an outside bank with no fees
Commercial portfolios with complex accounting
Friction report
Time to value
Low: open accounts and invite tenants to pay online.
Scale breakpoint
Faster payouts, automation and shared access need the Smart plan.
Walled garden
Moderate: fee waivers and full features assume your rent lands in Baselane accounts.
Baselane plans
Plan
Price
Rent deposits
What it adds
Core
$0
5 business days
Banking, bookkeeping, rent collection, Schedule E reports
Smart
$20/mo on an annual plan (30-day free trial)
2 business days
Auto-tagging, receipt matching, custom categories, shared access, priority support
From Baselane's pricing page, checked 4 October 2026.
Baselane fees you may still pay
Item
Fee
Rent by ACH
$2 per payment; landlord can cover it or pass it on; waived when rent goes into a Baselane checking account
From Baselane's pricing and rent collection pages, checked 4 October 2026.
Frequently Asked Questions
The Core plan is free. The Smart plan costs $20 a month on an annual plan and has a 30-day free trial. Rent payment fees apply separately (checked 4 October 2026).
Core is free to sign up and use for banking, bookkeeping and rent collection, with no minimum balance or monthly maintenance fee. Tenants pay 3.49% by card, ACH costs $2 unless rent goes into a Baselane account, and wires cost $15 (checked 4 October 2026).
Baselane is a financial technology company, not a bank. Its banking services and Visa debit cards are provided by Thread Bank, Member FDIC.
Standard processing takes 5 business days. Smart plan users receive rent in 2 business days, according to Baselane.
It is built for landlords and real estate investors, with accounts and reports organized by property and entity. Its pricing page also mentions shared access for team members on the Smart plan.
Baselane alternatives
Other landlord and finance tools in our directory:
Stessa: Bookkeeping, reporting and rent collection aimed at rental investors.
